1. When it comes to credit, I mostly want to…

Build History

Clean up past mistakes

Prep for a major loan

Maximize Rewards

Fund or grow a business

Maintain what I have

2. Which best describes your card use?

I only recently got my first card(s) or I don’t have one

I had problems before but I’m trying again

I cycle through cards for bonuses/rewards

I have business and personal cards and want larger funding options

I have cards but don’t use them much or pay them off if I do

I use a few cards, mostly to keep my score high (like for a mortgage)

3. How do you feel about credit?

I’m building something big and need capital

I’m prepping for something specific. I want precision

I’ve made mistakes, but I’m learning

I’m conservative and just want to stay safe

I’ve got a good system, but want more out of my cards

I’m new and just figuring it out

4. What’s your biggest credit challenge?

Past issues holding me back

Not sure how to grow my business funding

I don’t know what lenders are looking at

No history / low limits

Timing new card applications

The "credit" part. I don't like debt

5. What do you check your credit for most often?

I’m getting ready to borrow something big

I just like to keep an eye on it

I’m tracking for business lender readiness

I check before applying for a sign up bonus

I want to make sure negative stuff is gone

I don’t really check it

6. If a lender looked at your credit today, what would worry you?

I don’t have enough showing yet

I still have things dragging me down

That a lender was looking at my credit. I'm not applying for anything

That I won't qualify for the best rates

I’m hitting a wall when I go for the next tier of credit

That I have too many inquiries for application restrictions

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